How Much Does Hormone Replacement Therapy Cost: Review 2020

How Much Does Hormone Replacement Therapy Cost: Review 2020 |

The question ‘how much does HRT cost’ entails many aspects that are hard to predict. Clinics and hospitals often don’t present the entire cost of hormone replacement therapy because their doctors need to see a patient to learn about his or her health condition and decide what to prescribe and for how long. FAQ websites present different answers to ‘how much does HRT cost’ because every patient has a different HRT history. The cost of HRT differs from country to country and from clinics to clinics involving numerous explanations and consultations. 

How Much Does Hormone Replacement Therapy Cost?

Hormone replacement therapy cost depends on the following peculiarities.


Sometimes people from one country visit another one to receive the required treatment or undergo surgery. The reason for that can be either lack of specialists who are aware of the procedure and can guarantee high-quality service and demanded outcome or too high HRT cost. 

Insurance and Non-Insurance Hormone Replacement Therapy Cost

Some insurance companies do not cover hormone replacement therapy cost regarding it as a non-disease condition. Scientists do not classify menopausal symptoms as a disease or health disorder. This process is inevitable because of the aging process. Consequently, it does not deal with emergency treatment. A patient should discuss ‘how much does HRT cost’ question with an insurance company to check whether it provides zero, partial, or 100% coverage of HRT cost.

HRT reviews state that insurance companies usually do not cover bioidentical hormone replacement therapy cost because it lacks the scientific background provided by clinical trials and approval of the FDA. 


Patients understand that hormone replacement therapy cost per month differs from the yearly cost of HRT. The longer therapy lasts the more it will cost. Some patients have to take HRT for five years that increases the cost of hormone replacement therapy. 

Type of HRT 

There are two classifications of the HRT treatment. 

The first classification: HRT and BHRT

This classification concerns the composition of HRT types a person is going to take. How much does HRT cost if it is bioidentical? Experts state that products of BHRT are a bit cheaper because mostly they are not approved by the Food and Drug Administration. The FDA gives permission for the product production that had proved its efficacy in clinical studies. 

The second classification: Form of Manufacturing

A doctor can suggest using pills, pessaries, patches, vaginal tablets, creams, injections, pellets, gels,  and implants to cope with menopause effects. Each form of reproductive hormones has a different price that influences hormone replacement therapy cost per month. 


It is impossible to administer hormone replacement therapy without the corresponding test. Endocrinologists can test a patient’s saliva, blood, and urine to find out the level of reproductive hormones in the body. Depending on the form of HRT, the testing can be repeated in 3 weeks, a month, several months, and a year. High frequency of laboratory examination of blood, urine, and saliva increases the cost of hormone replacement therapy. 

Women and men ask different specialized private laboratories ‘how much does HRT cost’ to compare price lists and chose the cheapest one. One should also remember that the results are to be precise. That is why, even if the cost of HRT tests at some laboratory is lower but its reputation is doubtful, it will be better to choose another one. 


How much does hormone replacement therapy cost, including vitamins and supplements? The endocrine system of a human body is responsible not only for hormonal balance but the immunity as well. The menopausal transition is exhausting and a person needs more vitamins and minerals to cope with its adverse disturbance. Women after 45 and men after 50 have to consume more vitamins and related supplements to prevent osteoporosis, muscle weakness, fatigue, and other menopause symptoms. The hormone replacement therapy cost of supplements and vitamins depend on the brand and the duration of treatment. 

How Much Does HRT Cost: Service Peculiarities

How much does HRT cost in private and public hospitals? Everything depends on the service they provide. Private clinics advertise fast service and individual approach to each customer. They possess high-quality equipment and employ experienced doctors and nurses to guarantee service that corresponds to international standards of world health organizations. Hormone replacement therapy cost per month at such medical institutions is higher compared to traditional clinics. A patient should add the price of consultations of specialists to find out the total sum and answer the question ‘how much does HRT cost?’

How Much Does HRT Cost for Men?

After 50 men start feeling weak and complain having low libido and high level of irritability. This is the outcome of an andropause transition that provokes a negative reaction of the male body. The reasons for the insufficiency of male testosterone is the aging process and improper functionality of testes. The most common symptoms of the male transition period include:

  • fatness in the area of abdomen and chest
  • reduced muscle mass
  • trouble sleeping
  • erectile dysfunction
  • annoyance
  • boldness
  • mood fluctuations
  • fatigue
  • skin problems

The hormone replacement therapy cost will depend on the duration of HRT. Male menopause can start after 30 and become symptomatic only after 40-50. Consequently, it can last for 20 years that makes HRT cost higher.

How Much Does HRT Cost for Women?

Women start complaining of having headaches, exhaustion, painful menstruations, hot flushes, skin problems, and vaginal dryness after 45. Before they proceed to the crucial treatment of menopause, they use lubricants and take analgesics. Later they turn to professionals to start HRT. The fear of high prices results in osteoporosis and exhausting insomnia, muscle pain, and climacteric vasomotor symptom. 

HRT price for women will charge the number of consultations, prescribed forms of treatment, HRT period, and tests. It is important to know that some clinics do not include consultations of a specialist to the cost of HRT. The exact frequency of visits is unpredictable because even in case a person uses implants, it will be necessary to monitor the status of the hormone level in the body to make sure that the medication is effective. The reason for an unexpected visit can be the improper application of a patch in home conditions or the negative reaction of the organism to the prescribed treatment. 

What are HRT forms for Men and Women

Women and men often postpone HRT because they do not know how much does HRT cost. A doctor’s consultation and tests are less expensive than the intake of hormones. A patient must be aware of affordable forms of hormone manufacturing. They vary in the frequency and way of application.


Creams, gels, and patches are applied to a patient’s skin. HRT liquid substances are rubbed into the skin once or twice a day. A person changes patches once or twice a week. So, a patient can compare the price of creams and gels considering their volume and patches to calculate the total price and decide which type is cheaper. 


T-shape implant is placed in the uterus and changed once in 3 or 5 years regarding the recommendations of the manufacturer. Vaginal rings need changing once in 3 months or 90 days. Vaginal creams and tables are used 1 a day before bedtime. It is more comfortable to use implants but their price can be higher compared to rings and creams.


A pellet requires surgical interference and local injection of an anesthetic. A doctor inserts it under the skin in the tummy area in women and hip area in men and needs to repeat the procedure in a couple of months. 

A person needs injections up to 3 times a week. This procedure is unacceptable for those who are afraid of shots. 


This type of HRT is the most typical because it deals with pills that are easy to take and have a stable dose of reproductive hormones that assists in effective treatment. A person can reduce expenses due to generic HRT pills. They are cheaper than brand ones but they produce the same effect due to the analogical composition. 

How much does HRT cost is a question that needs a thorough investigation of an individual’s health condition and the best type of hormonal intake. For example, implants are the most expensive type of HRT because they do not demand constant control of a patient’s dosage. One just undergoes a 5 to 10-minute surgery and forgets about the medication until the next appointment. Other forms are to be regularly monitored by a specialist and a patient must not forget to take a dose to keep to a schedule and succeed in treatment. 

How Much Does Hormone Replacement Therapy Cost Regarding Its Bioidentical and Standard Nature? 

Both genders can have bioidentical and typical HRT. The first one is made out of natural components and can cause fewer side effects. The FDA has approved some BHRT types that manifest a stable dose and composition. If BHRT is personalized, its purity will be doubtful. They do not involve clinical studies and the Food and Drug Administration does not approve such methods of treatment. Customers, on the contrary, support their beneficial effect on the patient’s organism because each component is selected according to an individual’s health condition, symptoms, and requirements. 

For patients, BHRT can be more expensive because of the policy of insurance companies. They do not cover the procedures and the total cost of HRT that contradict the recommendations and demands of the World Health Organization and the Food and Drug Administration. According to the latest researches, patients who deal with BHRT suffer less from side effects. That is why patients often prefer this type of HRT despite its higher cost.

How Much Does It Cost to Start HRT?

Hormone replacement therapy deals not only with the drug consumption but also with consultations and types of the chosen HRT. How much does it cost to start HRT?

First, a person visits a physician to examine the general health state and make sure that he or she requires HRT. A general practitioner can ask about a patient’s age, complaints, and the period he or she experiences negative menopause symptoms. A therapeutist can provide general data about ‘how much does HRT cost’ peculiarities. 

Second, if a GP confirms the necessity for HRT, it will be necessary to consult an endocrinologist who specializes in hormone-related health disorders and diseases. An endocrinologist usually informs about all the details of the cost of HRT in case a patient wants to know this information.

Third, an endocrinologist assigns the required tests and interprets them.

Finally, a specialist prescribes HRT, its duration, and decides the frequency of a patient’s consultations. 

To answer ‘how much does HRT cost for a start’ question, a person must consider the price of the assigned tests, a doctor’s consultation, and insurance details. Personal insurance can cover the HRT cost partially or completely.

A person must look for the affordable variant of healthcare facilities to get HRT medical care. The hormone replacement therapy cost will be higher in case a person prefers a private hospital, center, or clinic to a state one. How much does it cost to start HRT is a diverse question than cannot be answered spontaneously. Average hospitals, including private ones, charge more for the initial consultation and reduce the price for subsequent visits.

How Much HRT Cost and Is It Worthy?

Subconsciously, when patients ask “how much HRT cost”, they will want to know whether such expenses will justify their expectations or not. HRT appeared in the 1960s and health advisors were doubtful concerning its efficacy. Today they have enough evidence at their disposal. They conclude that negative consequences of uncontrolled production of reproductive hormones can be much worse than therapy that aims at bringing male and female organisms back to the norm. The statistic manifests the lower cases of bone fractures among patients who took bioidentical and traditional hormones. There were fewer cases of hot flushes among women and ED among men. Besides, it helped to lose weight and control it during the medication.  


💵 How much does hormone replacement therapy cost?

Shopping around for hormone replacement therapy costs isn’t easy. There are lots of hidden factors beyond the costs of the therapy itself. You need to learn about several factors to make sure you’re getting the most value for the price you’re paying.

💳 How much does HRT cost with insurance?

The cost of hormone replacement therapy out of your pocket with the help of a health insurance plan will be around $5 to $30 per month as a form of copay. Those who lack health insurance coverage will be spending anywhere from $85 per month.

🎗 What are the basic costs of HRT?

Monthly prescription costs for oral HRT run $130 to $240 per month, for an annual fee of $1560 to $2440.

😉How often do you need to get your hormone replacement therapy?

You need to take the pills every day, knowing if you miss one, you may be facing mood swings and an increased risk of various side effects, and will also make the first pass through the liver.

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How Much Does Hormone Replacement Therapy Cost: Review 2020
Average rating:  
 1 reviews
by Elizabeth on

Thanks to my insurance company for covering the entire cost of hormone replacement therapy. I'm very lucky in this regard


Sheri Goddard

Expert on menopause. Woman Consultant at Menopause Coach.
I will help you look at menopause in a "new light", and empower you to make healthy, alternative choices rather than thinking you MUST use unsafe traditional methods as you make your transition to menopause and beyond.

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